Event Insurance

Event General Liability Policy

USAOCR provides comprehensive liability insurance coverage to sanctioned events. The USAOCR policy covers USAOCR race directors, sponsors, volunteers, officials, and participants while participating in sanctioned events. General liability insurance will be available for 2018.


Additional insured parties may be added if required by contract and approved by USAOCR. Not all individuals/groups may qualify and the issuance of an insurance certificate does not guarantee coverage for the party requesting coverage. There is an additional fee for each additional insured group or individual.


Certificates are issued upon request as part of the sanction system process and must be requested a minimum of two weeks prior to the date of the event.

There are two classes of certificate that are issued under the general liability policy.


CLASS 1: Named Insured (no extra cost) – individuals already named on the policy (see above) who need proof of their coverage:

  • Race Director
  • Race Organizing Committee/Company/Club
  • Sponsors

CLASS 2: Additional Insured (fee structure below):

  • Property Owner
  • Facility
  • Government Entity (excludes police and medical personnel)
  • Venue
  • Others as Required by Contract

Please to contact eventservices@usaocr.org if an entity needs to be listed as an additional insured before submitting the sanction application. Coverage limits are shared with all additional insured for the event.


Additional Insured Fees

Class 1 Named Insured: $0

  • $25 each additional if requested within a week of your event date

Class 2 Additional Insured: 

  • $10 each additional
  • $25 each additional if requested within a week of your event date

Insurance cannot be guaranteed for requests made within 72 hours of your event.

All additional insurance requests should be made directly through the sanction application or by emailing eventservices@usaocr.org

Event Producer Insurance

The USAOCR Event Producers Insurance Program will provide Event Producers and Directors with insurance coverage for their day-to-day business operations. The program provides affordable, easy to obtain insurance for general liability, auto liability and property. Event producer insurance will be available in 2018.


General Liability 


For liability related to your premises and day-to-day business operations. This is for liability claims arising out of the day-to-day operations of Event Producers and Directors. 


Coverage includes:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal & Advertising Injury Liability
  • Products-Completed Operations Liability
  • Premises Liability (for your office exposure)
  • Host Liquor Liability (complimentary service only)
  • Medical Expense coverage

Auto Liability 


For liability arising out of your use of covered autos in the course of your day-to-day business and events and Auto Physical Damage (optional coverage subject to individual underwriting and rates.)


Property/Inland Marine


​Optional coverage for theft, loss or damage to your business property and equipment.


Please contact eventservices@usaocr.org for information and details.