Event Insurance


USAOCR provides comprehensive insurance coverage options for sanctioned events. The coverage provides liability coverage to protect the race director, sponsors, volunteers, officials, and participants. The athlete excess medical coverage protects each participant for the day of the event. 

Athlete Excess Medical Policy

When athletes purchase a USAOCR annual or one-day membership, a portion of those fees cover the cost to provide them with excess medical insurance. This coverage only extends to their participation in an USAOCR sanctioned event and is only available after the injured party has filed with any primary insurance policies.

Event Liability 

USAOCR provides an option for comprehensive liability insurance coverage to sanctioned events. The USAOCR policy covers USAOCR sanctioned race directors, sponsors, volunteers, officials, and participants while participating in sanctioned events.

Event Director's Program 

The Event Directors Insurance Program has been designed to provide Event Directors with insurance coverage for their day-to-day business operations.

Business Owner's Policy

The business owner's insurance policy can be purchased by sanctioned event directors. This coverage protects your business from claims arising from alleged bodily injury, personal injury or property damage liability and is meant to supplement the sanctioned event insurance. Coverage cost is based on the amount of revenue and the number of events produced by the company.

Event Cancellation Insurance

Protect your event by getting Event Cancellation Insurance. All insurance products are provided by Capstone Risk Management & Insurance. Details and enrollment information available from marc@capstone1.com

Introduction to Event Insurance